Life Income Fund (LIF)

A Life Income Fund enables you to convert part or all of your employer’s pension plan or of your locked-in retirement account (LIRA), allowing you to receive a regular income once you’ve retired.


When can I purchase an LIF?
You can purchase it at any time, but at the latest on December 31 of the year in which you turn 71.

How can I withdraw amounts invested in an LIF?

You have 3 options:

  • Minimum LIF: you withdraw the minimum amount permitted by legislation.
  • Maximum LIF: you withdraw the maximum amount permitted by legislation.
  • Fixed Amount LIF: you determine your annuity and payment periods.

Assurance hypothécaire

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