Registered Education Savings Plan (RESP)

An RESP is an education savings account that is registered with the Government of Canada. With an RESP, you may be able to receive other saving incentives, such as the:

  • Canada Learning Bond
  • Your child could get $500 NOW to help you start saving early for your child’s education after high school, and an extra $100 each year up to age 15. That’s up to $2,000 (plus interest) in bonds for your child’s education. And you don’t have to put any of your own money into the RESP to get this bond.
  • An extra $25 will be paid with the first $500 bond to help cover the cost of opening an RESP.
  • The bond can be used to pay for full- or part-time studies in an apprenticeship program, a CEGEP, trade school, college or university.
  • Basic and Additional Canada Education Savings Grant

 

This grant from the Government of Canada can help you start saving for your child’s education after high school. Your child can use the money for full-time or part-time studies in an apprenticeship program, CEGEP, trade school, college or university. The CESG is based on contributions made to an RESP in respect of an eligible beneficiary
Québec Education Savings Incentive

 

The Québec education savings incentive (QESI) is a tax measure that encourages Québec families to start saving early for the education of their children and grandchildren.
Each year, an registered education savings plan (RESP) account can receive an amount equal to 10% of the net contributions paid into it over the course of a year, up to a maximum of $250.
In addition, as of 2008, any benefits accrued during previous years can be added to the basic amount, up to a maximum of $250.

Assurance hypothécaire

Pourquoi un conseiller ?

Enquête JE - assurances

Social